The rate on your invoice should be the rate you get.
Hedgify protects your foreign-currency invoices from exchange-rate moves. See your exposure, choose how much to protect, and get paid at the rate you invoiced.
Open invoices
| Invoice | Due | Amount | Status |
|---|---|---|---|
| INV-1042 | 14 Nov | $100,000 | 60% fixed |
| INV-1047 | 28 Nov | $62,000 | 60% fixed |
| INV-1051 | 5 Dec | $41,500 | Fully fixed |
| INV-1053 | 19 Dec | $85,000 | Not fixed |
GBP/USD, last 60 days
Works alongside the tools you already use
Everything you need to stop currency moves eating your margin
Built for businesses that invoice or pay in foreign currency, without a treasury team.
See your exposure
Every open foreign-currency invoice and bill, by currency and due date, so you know exactly what’s at risk.
Protect each invoice
Set one rule, for example 60% of every dollar invoice, and the rate is fixed from the day you invoice until it’s due.
Keep your books clean
Fixed rates are matched to invoices, so what you receive lines up with Xero and month-end exchange gains and losses shrink.
Up and running in three steps
- 01
Share your invoices
We start from your Xero data to map what’s due, in which currency and when.
- 02
Choose your protection
Pick how much of each invoice to fix. Start small and adjust as you see how your clients pay.
- 03
Get paid at your rate
When clients pay, the protected part converts at the fixed rate. You get a clear monthly report.
Choose how much to protect
Fixing a rate removes the risk of the pound moving against you. In return, you give up some of the gain when it moves your way.
60%
Most of the risk covered, with room for late payments and some upside.
Pound rises on a $100,000 invoice: you lose £1,106 instead of £2,765.
75%
More certainty, plus the option to fix rates months ahead for pricing and budgets.
Pound rises on a $100,000 invoice: you lose £691 instead of £2,765.
100%
Receive what Xero shows, provided clients pay in full and on time. No upside if the pound falls.
Pound rises on a $100,000 invoice: you lose nothing on the rate.
If a client pays late or doesn’t pay, a fixed rate is still settled on its due date. We walk you through this before you fix anything.
Regulated and secure
FCA-regulated payments
Payments and currency conversions are carried out by Sciopay Ltd, authorised by the Financial Conduct Authority (FRN 927951).
Your data stays yours
We only use your invoice data to measure and manage your currency exposure, and never share it.
Transparent pricing
You see your rate before every conversion. No hidden fees on top.
Frequently asked questions
Do I need to change my bank?
No. You keep your bank. The currency side runs through our regulated payments partner.
What if the pound moves in my favour?
The part you’ve fixed converts at the fixed rate, so you give up some of that gain. The part you leave open still benefits. That’s why most businesses fix part, not all, of each invoice.
What if a client pays late?
A fixed rate has a due date. If the money isn’t there by then, the fixed amount is settled at the market rate on that day, which can mean a small gain or cost. We size your protection to how your clients actually pay.
Is there a minimum size?
Hedgify works best for businesses converting a few hundred thousand a year or more in foreign currency.
Do I have to commit to anything?
No. Most businesses start with a month or two of simple conversions, then decide whether to fix rates.
See what currency moves are costing your business
Book a 20-minute demo. We’ll look at your invoices and show you your exposure, with no obligation.